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When buying a house you should always be aware of all the secondary costs. In order to know more about other primary costs, I am sure you will love reading How to Become a Homeowner for Less . The cost of a house is never just the asking price. I have divided these secondary costs in three parts: maintenance,bargaining power, being money wise and repairs. Maintenance If you plan on buying a town house , you will want to know what the monthly maintenance fees are. These fees will always vary based on the location and the services offered to the residents. Even if you are not buying a house, secondary costs may still be a factor. Some houses fall under the authority of a resident's association that may require you to keep up a certain appearance (which could mean having security guards, water services). Bargaining Power Buying a house is nothing like buying  retail; everything is negotiable. Make an offer on the low side, but a...

Owning a home can be a difficult decision, one that requires the instinct of a psychologist, financial shrewdness of a banker, the property knowledge of a real estate agent, and the building skills of a contractor. Yes, it seems like a headache in becoming a homeowner but it is a positive step towards the right direction. If you enter the real estate market with an understanding of the game and what you can afford, then you will do well. But if you let prestige dictate your expenditures, you will run the risk of failure. Home ownership is at an all-time high as Kenyans seek for security and comfort. It is also perceived as an investment for its owners. With so much riding on your home, you will want to save money wherever you can, as I always say: where you save money, you make money.  Tips on how to become a homeowner for less #1: Study Your Local Market Mostly, the price of your house determines your financial situation. In a boom period, homeowners are rich with equity; but duri...